Two Sides To Water Damage
There are two sides to every coin, heads and a tails. In this example, let’s say they say that tales represents the unknown and inherent stress of a water damage and that heads represents the satisfaction of responsibly mitigating a water damage claim and all that is inherent to that. One coin but it’s got two sides. Most people will discover a basement flood or water damage and will enter the dark side of this this coin, the tail side. This is the phase of panic, stress, fear and uncertainty. Most people don’t know who to call in cases of a flood or an emergency water damage and because they don’t have a relationship with a contractor that specializes in this unique type of endeavor, they scramble in a panic to find help. Most people will contact their insurance company to report damage and expect the insurance company to take care of everything. Unfortunately, this not the way that it works, and the homeowner soon discovers the weight of their responsibility to take care of their own property.
Once you file a claim with your insurance company, you’ve given them notice of damage and they can often refer you to one of their program vendors. Insurance companies love to use their own “program vendors” because these contractors agree to provide the insurance network/TPA at least a 25% discount, but this discount can be up to and in excess of 50%. An insurance company is a business and they want to save money however possible and practical.