Water Damage Mitigation claims in Fairfax County VA.
When water damage restoration projects have “specialty aspects” the difficulty level, liability & value of the project is automatically increased. This often raises the question “will my insurance cover all my water damage restoration expenses?” The answer to this question entirely depends on your water damage insurance policy, and the exclusions of coverage.
“For the most part, your homeowner’s insurance will cover all aspects of damage restoration included in the IICRC S500 & S520.”
It is a good idea to speak with your insurance agent and ask about coverage for “special circumstances” and “add on policies” such as mold remediation coverage, temporary housing coverage, personal property coverage, trauma scene coverage and other such circumstances. Your project manager will be able to advise you per industry standards regarding the best way to handle your water damage claim.
Water Extraction Fairfax County VA
Early one Sunday morning a customer called from Fairfax, VA. From their description, it seemed like an ordinary basement flood due to sump pump failure. My customer was very concerned about water damage and for good reason. After inheriting a home left to him by his father in Fairfax, VA, my customer was experiencing one unexpected home expense after another, not including the flooded basement he called me about.
Unfortunately, my customer had been burned by other Fairfax County, VA contractors and was very on edge about the water damage restoration process ahead. Like many customers, he was unfamiliar with his homeowner’s policy and did not know if insurance would cover. I patiently explained to my customer the insurance claims process:
“I can’t tell you what your insurance company will or won’t do, but I can tell you that sump pump failures are typically covered in Fairfax County, VA.”
My advice to homeowners is do not short yourself when it comes to your homeowner’s insurance policy. A small flood can easily add up to thousands of dollars in water damage, especially living in Fairfax County, VA. With low water damage insurance caps, under 20k, a customer can quickly find themselves running out of money in their water damage policy, especially if specially services such as contents pack out and contents restoration are needed.